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Why don't I have to enter my PIN always when paying contactless?

In most European countries you will only be asked to provide your PIN for amounts over EUR 25.

That is faster than paying with cash and as your contactless-enabled card never leaves your hand at checkout, you always stay in control and no longer have the option to forget your card at a merchant.

With your data protected by secure encryption technology and our Zero Liability protection, we always have you covered.